What loan types does RiverHills Bank offer?

RiverHills Bank offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does RiverHills Bank offer mortgages?

RiverHills Bank offers mortgages in 7 states: FL, IN, KY, NC, OH, TN, VA.

How competitive are RiverHills Bank's mortgage rates?

RiverHills Bank has an overall pricing score of 63.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is RiverHills Bank?

RiverHills Bank is a Bank headquartered in Milford, OH.

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RiverHills Bank

Bank•Milford, OHHQ•Direct•Reviews near you on Google

RiverHills Bank has 265 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

FHA · Conventional · VA

Place

Exceptional

5/5

Multi-Region · 1 mkts

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

RiverHills Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+26.2 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Sound

Top 60% of lenders

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 1 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	217	81.9%	+0.247%Above	$1,393Fees
FHA Loans	Sound	Sound	Strong	Sound	33	12.5%	+0.569%Above	$1,636Fees
VA Loans	Sound	Sound	—	—	12	4.5%	-0.137%Below	$1,268Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume217

Mix81.9%

Spread

+0.247%Above

Fees

$1,393Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume33

Mix12.5%

Spread

+0.569%Above

Fees

$1,636Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume12

Mix4.5%

Spread

-0.137%Below

Fees

$1,268Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	236	89.1%	+0.274%Above	$1,486Fees
Refinance	Sound	Acceptable	Strong	Sound	29	10.9%	+0.179%Above	$899Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume236

Mix89.1%

Spread

+0.274%Above

Fees

$1,486Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume29

Mix10.9%

Spread

+0.179%Above

Fees

$899Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

265

Applications

366

Volume

$68 million

Pricing & Closing

Avg Rate Spread

+0.262%

vs. market APOR

Avg Net Fees

$1,414

Origination − Credits

Pullthrough Rate

72.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$260,358

Avg Borrower Income

$116,313

Avg Property Value

$315,528

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Midwest2

INOH

South5

FLKYNCTNVA

Top Metro Areas by Place Specialization Score

Cincinnati, OHMetro

Volume 248Mix 93.58% of portfolio

87/100

Exceptional

Top States by Place Specialization Score

OhioState

Volume 226Mix 85.28% of portfolio

74/100

Strong

KentuckyState

Volume 31Mix 11.70% of portfolio

55/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.