What loan types does Selco Community offer?

Selco Community offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Selco Community offer mortgages?

Selco Community offers mortgages in 1 states: OR.

How competitive are Selco Community's mortgage rates?

Selco Community has an overall pricing score of 68.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Selco Community?

Selco Community is a Credit Union headquartered in Springfield, OR.

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Selco Community

Credit Union•Springfield, ORHQ•Direct•Reviews near you on Google

Selco Community has 169 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Exceptional

5/5

Single State · 2 mkts

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 27.30 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Selco Community performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 27.3 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Exceptional	159	94.1%	-0.277%Below	$1,824Fees
Jumbo Loans	Strong	Strong	—	—	10	5.9%	-0.207%Below	$2,118Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Exceptional

Volume159

Mix94.1%

Spread

-0.277%Below

Fees

$1,824Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume10

Mix5.9%

Spread

-0.207%Below

Fees

$2,118Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Strong	113	66.9%	-0.353%Below	$1,873Fees
Refinance	Strong	Strong	Sound	Exceptional	56	33.1%	-0.100%Below	$1,765Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume113

Mix66.9%

Spread

-0.353%Below

Fees

$1,873Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Exceptional

Volume56

Mix33.1%

Spread

-0.100%Below

Fees

$1,765Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

169

Applications

169

Volume

$60 million

Pricing & Closing

Avg Rate Spread

-0.273%

vs. market APOR

Avg Net Fees

$1,839

Origination − Credits

Pullthrough Rate

100.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$358,728

Avg Borrower Income

$153,680

Avg Property Value

$670,740

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

West1

Top Metro Areas by Place Specialization Score

Bend, ORMetro

Volume 56Mix 33.14% of portfolio

85/100

Exceptional

Eugene, ORMetro

Volume 89Mix 52.66% of portfolio

85/100

Exceptional

Top States by Place Specialization Score

OregonState

Volume 169Mix 100.00% of portfolio

79/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.