What loan types does SELF-HELP Credit Union offer?

SELF-HELP Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does SELF-HELP Credit Union offer mortgages?

SELF-HELP Credit Union offers mortgages in 4 states: FL, NC, SC, VA.

What type of lender is SELF-HELP Credit Union?

SELF-HELP Credit Union is a Credit Union headquartered in Durham, NC.

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SELF-HELP Credit Union

Credit Union•Durham, NCHQ•Direct•Reviews near you on Google

SELF-HELP Credit Union has 137 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Regional · 4 mkts

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Report Card

SELF-HELP Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 5 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Sound	137	100.0%	—	—

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume137

Mix100.0%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	—	Sound	135	98.5%	—	—

Purchase

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume135

Mix98.5%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

137

Applications

188

Volume

$32 million

Pricing & Closing

Pullthrough Rate

72.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$239,161

Avg Borrower Income

$69,818

Avg Property Value

$268,431

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

South4

FLNCSCVA

Top Metro Areas by Place Specialization Score

1© Atlpedia · CC BY-SA 3.0

Durham, NCMetro

Volume 15Mix 10.95% of portfolio

53/100

Sound

2© Rino Landa · CC BY-SA 4.0

North Port, FLMetro

Volume 14Mix 10.22% of portfolio

50/100

Sound

Winston, NCMetro

Volume 13Mix 9.49% of portfolio

50/100

Sound

Raleigh, NCMetro

Volume 12Mix 8.76% of portfolio

47/100

Sound

Top States by Place Specialization Score

North CarolinaState

Volume 95Mix 69.34% of portfolio

65/100

Strong

FloridaState

Volume 38Mix 27.74% of portfolio

53/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.