What loan types does SELF-HELP Credit Union offer?

SELF-HELP Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does SELF-HELP Credit Union offer mortgages?

SELF-HELP Credit Union offers mortgages in 4 states: FL, NC, SC, VA.

What type of lender is SELF-HELP Credit Union?

SELF-HELP Credit Union is a Credit Union headquartered in Durham, NC.

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SELF-HELP Credit Union

Credit Union•Durham, NCHQ•Direct•Reviews near you on Google

SELF-HELP Credit Union has 137 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Regional · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

SELF-HELP Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

137 loans

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

135 loans

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 5 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Sound	137	100.0%	—	—

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume137

Mix100.0%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	—	Sound	135	98.5%	—	—

Purchase

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume135

Mix98.5%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

137

Applications

188

Volume

$32 million

Pricing & Closing

Pullthrough Rate

72.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$239,161

Avg Borrower Income

$69,818

Avg Property Value

$268,431

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 5050+None

South4

FLNCSCVA

Top Metro Areas by Place Specialization Score

1© Atlpedia · CC BY-SA 3.0

Durham, NCMetro

Volume 15Mix 10.95% of portfolio

53/100

Sound

North Port, FLMetro

Volume 14Mix 10.22% of portfolio

50/100

Sound

Winston, NCMetro

Volume 13Mix 9.49% of portfolio

50/100

Sound

Raleigh, NCMetro

Volume 12Mix 8.76% of portfolio

47/100

Sound

Top States by Place Specialization Score

North CarolinaState

Volume 95Mix 69.34% of portfolio

65/100

Strong

FloridaState

Volume 38Mix 27.74% of portfolio

53/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.