What loan types does Siouxland Federal Credit Union offer?

Siouxland Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Siouxland Federal Credit Union offer mortgages?

Siouxland Federal Credit Union offers mortgages in 4 states: AZ, IA, NE, SD.

How competitive are Siouxland Federal Credit Union's mortgage rates?

Siouxland Federal Credit Union has an overall pricing score of 25.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Siouxland Federal Credit Union?

Siouxland Federal Credit Union is a Credit Union headquartered in South Sioux City, NE.

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Siouxland Federal Credit Union

Credit Union•South Sioux City, NEHQ•Direct•Reviews near you on Google

Siouxland Federal Credit Union has 114 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Regional · 1 mkts

Summary

What They Do Well

Strong pull through performance

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Siouxland Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

Rates 5.8 bps below market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Acceptable	Strong	113	99.1%	-0.058%Below	$1,571Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume113

Mix99.1%

Spread

-0.058%Below

Fees

$1,571Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Acceptable	Strong	50	43.9%	-0.062%Below	$2,307Fees
Refinance	Sound	Strong	Acceptable	Strong	64	56.1%	-0.054%Below	$984Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume50

Mix43.9%

Spread

-0.062%Below

Fees

$2,307Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume64

Mix56.1%

Spread

-0.054%Below

Fees

$984Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

114

Applications

159

Volume

$19 million

Pricing & Closing

Avg Rate Spread

-0.058%

vs. market APOR

Avg Net Fees

$1,571

Origination − Credits

Pullthrough Rate

71.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$173,947

Avg Borrower Income

$101,702

Avg Property Value

$280,877

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Midwest3

IANESD

West1

Top Metro Areas by Place Specialization Score

Sioux City, IAMetro

Volume 101Mix 88.60% of portfolio

89/100

Exceptional

Top States by Place Specialization Score

IowaState

Volume 64Mix 56.14% of portfolio

64/100

Strong

NebraskaState

Volume 31Mix 27.19% of portfolio

59/100

Sound

South DakotaState

Volume 18Mix 15.79% of portfolio

53/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.