What loan types does Stillman BancCorp offer?

Stillman BancCorp offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Stillman BancCorp offer mortgages?

Stillman BancCorp offers mortgages in 7 states: FL, IA, IL, KY, OK, TN, WI.

How competitive are Stillman BancCorp's mortgage rates?

Stillman BancCorp has an overall pricing score of 76.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Stillman BancCorp?

Stillman BancCorp is a Bank headquartered in Stillman Valley, IL.

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Stillman BancCorp

Bank•Stillman Valley, ILHQ•Direct•Reviews near you on Google

Stillman BancCorp has 164 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Multi-Region · 1 mkts

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

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Report Card

Stillman BancCorp performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+20.1 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Strong	162	98.8%	+0.201%Above	$670Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume162

Mix98.8%

Spread

+0.201%Above

Fees

$670Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Strong	Strong	108	65.9%	+0.212%Above	$688Fees
Refinance	Strong	Sound	Exceptional	Strong	56	34.1%	+0.180%Above	$638Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume108

Mix65.9%

Spread

+0.212%Above

Fees

$688Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume56

Mix34.1%

Spread

+0.180%Above

Fees

$638Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

164

Applications

208

Volume

$28 million

Pricing & Closing

Avg Rate Spread

+0.201%

vs. market APOR

Avg Net Fees

$670

Origination − Credits

Pullthrough Rate

78.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$174,573

Avg Borrower Income

$131,049

Avg Property Value

$264,878

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Midwest3

IAILWI

South4

FLKYOKTN

Top Metro Areas by Place Specialization Score

Rockford, ILMetro

Volume 94Mix 57.32% of portfolio

82/100

Exceptional

Top States by Place Specialization Score

IllinoisState

Volume 151Mix 92.07% of portfolio

73/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.