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TECH Credit Union
Credit Union|Crown Point, IN|Multi-Region
Loans Originated
176
Applications
207
Volume
$34 million
Offers loans directly to consumers
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Pullthrough Rate
85.0%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
Report Card
TECH Credit Union performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Strong | Multi-Regional · 2 metro areas · 8 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$195,455
Average Borrower Income
$106,653
Average Property Value
$269,375
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | N/A | Strong | 176 | 100.0% | — | — |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | N/A | Strong | 127 | 72.2% | — | — |
Refinance | Sound | Sound | N/A | Strong | 49 | 27.8% | — | — |
Geographic Coverage
Metro Areas
2
States Served
8
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
ALAZFLILINMDSCTN
Top Metro Areas by Place Specialization Score
1
Lake County, INMSA
Volume: 134Mix: 76.14%
Place Specialization
Exceptional
2
Michigan City, INMSA
Volume: 17Mix: 9.66%
Place Specialization
Strong
Top States by Place Specialization Score
1
INState
Volume: 159Mix: 90.34%
Place Specialization
Strong
2
ILState
Volume: 10Mix: 5.68%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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