What loan types does The Cecilian Bank offer?

The Cecilian Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Cecilian Bank offer mortgages?

The Cecilian Bank offers mortgages in 3 states: IN, KY, TN.

How competitive are The Cecilian Bank's mortgage rates?

The Cecilian Bank has an overall pricing score of 43.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Cecilian Bank?

The Cecilian Bank is a Bank headquartered in Cecilia, KY.

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The Cecilian Bank

Bank•Cecilia, KYHQ•Direct•Reviews near you on Google

The Cecilian Bank has 192 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional

Place

Strong

4/5

Regional · 2 mkts

Awards

Refinance

Superstar

Explore another lender or local market

Report Card

The Cecilian Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 23.6 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Sound	Strong	190	99.0%	-0.236%Below	$1,470Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume190

Mix99.0%

Spread

-0.236%Below

Fees

$1,470Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	138	71.9%	-0.337%Below	$1,527Fees
Refinance	Strong	Sound	Sound	Strong	54	28.1%	-0.037%Below	$1,358Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume138

Mix71.9%

Spread

-0.337%Below

Fees

$1,527Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume54

Mix28.1%

Spread

-0.037%Below

Fees

$1,358Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

192

Applications

271

Volume

$42 million

Pricing & Closing

Avg Rate Spread

-0.236%

vs. market APOR

Avg Net Fees

$1,470

Origination − Credits

Pullthrough Rate

70.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$219,844

Avg Borrower Income

$127,307

Avg Property Value

$338,646

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest1

South2

KYTN

Top Metro Areas by Place Specialization Score

Elizabethtown, KYMetro

Volume 46Mix 23.96% of portfolio

80/100

Exceptional

Louisville/Jefferson County, KY, KY-INMetro

Volume 27Mix 14.06% of portfolio

58/100

Sound

Top States by Place Specialization Score

KentuckyState

Volume 188Mix 97.92% of portfolio

80/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.