What loan types does The Farmers & Merchants Bank offer?

The Farmers & Merchants Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Farmers & Merchants Bank offer mortgages?

The Farmers & Merchants Bank offers mortgages in 2 states: AR, MS.

What type of lender is The Farmers & Merchants Bank?

The Farmers & Merchants Bank is a Bank headquartered in Stuttgart, AR.

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The Farmers & Merchants Bank

Bank•Stuttgart, ARHQ•Direct•Reviews near you on Google

The Farmers & Merchants Bank has 152 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

The Farmers & Merchants Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

148 loans · 0.19% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

118 loans · 0.31% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

34 loans · 0.15% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Acceptable	148	97.4%	-0.189%Below	$1,913Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume148

Mix97.4%

Spread

-0.189%Below

Fees

$1,913Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Acceptable	118	77.6%	-0.308%Below	$2,159Fees
Refinance	Sound	Sound	—	Sound	34	22.4%	-0.149%Below	$1,831Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume118

Mix77.6%

Spread

-0.308%Below

Fees

$2,159Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume34

Mix22.4%

Spread

-0.149%Below

Fees

$1,831Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

152

Applications

222

Volume

$34 million

Pricing & Closing

Pullthrough Rate

68.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$226,711

Avg Borrower Income

$128,711

Avg Property Value

$327,697

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

South2

ARMS

Top Metro Areas by Place Specialization Score

Fayetteville, ARMetro

Volume 30Mix 19.74% of portfolio

60/100

Sound

Top States by Place Specialization Score

ArkansasState

Volume 150Mix 98.68% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.