What loan types does The Mortgage Warehouse offer?

The Mortgage Warehouse offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does The Mortgage Warehouse offer mortgages?

The Mortgage Warehouse offers mortgages in 3 states: FL, IN, KY.

How competitive are The Mortgage Warehouse's mortgage rates?

The Mortgage Warehouse has an overall pricing score of 56.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Mortgage Warehouse?

The Mortgage Warehouse is a Independent Mortgage Company headquartered in LOUISVILLE, KY.

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The Mortgage Warehouse

Independent Mortgage Company•Louisville, KYHQ•Direct•Reviews near you on Google

The Mortgage Warehouse has 209 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Strong

4/5

Regional · 3 mkts

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

The Mortgage Warehouse performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+24.8 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Sound

Top 60% of lenders

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	167	79.9%	+0.252%Above	$1,512Fees
FHA Loans	Sound	Sound	—	Strong	20	9.6%	+0.497%Above	$1,686Fees
VA Loans	Strong	Strong	—	Exceptional	19	9.1%	-0.105%Below	$1,615Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume167

Mix79.9%

Spread

+0.252%Above

Fees

$1,512Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume20

Mix9.6%

Spread

+0.497%Above

Fees

$1,686Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Exceptional

Volume19

Mix9.1%

Spread

-0.105%Below

Fees

$1,615Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	173	82.8%	+0.246%Above	$1,628Fees
Refinance	Sound	Sound	Strong	Strong	36	17.2%	+0.257%Above	$1,137Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume173

Mix82.8%

Spread

+0.246%Above

Fees

$1,628Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume36

Mix17.2%

Spread

+0.257%Above

Fees

$1,137Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

209

Applications

265

Volume

$60 million

Pricing & Closing

Avg Rate Spread

+0.248%

vs. market APOR

Avg Net Fees

$1,538

Origination − Credits

Pullthrough Rate

78.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$290,024

Avg Borrower Income

$143,871

Avg Property Value

$393,565

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest1

South2

FLKY

Top Metro Areas by Place Specialization Score

Louisville/Jefferson County, KY, KY-INMetro

Volume 124Mix 59.33% of portfolio

80/100

Strong

Cape Coral, FLMetro

Volume 48Mix 22.97% of portfolio

67/100

Strong

Naples, FLMetro

Volume 11Mix 5.26% of portfolio

53/100

Sound

Top States by Place Specialization Score

KentuckyState

Volume 119Mix 56.94% of portfolio

73/100

Strong

FloridaState

Volume 72Mix 34.45% of portfolio

58/100

Sound

IndianaState

Volume 18Mix 8.61% of portfolio

47/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.