What loan types does The Northern Trust Company offer?

The Northern Trust Company offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does The Northern Trust Company offer mortgages?

The Northern Trust Company offers mortgages in 25 states: AZ, CA, CO, DC, FL, GA, ID, IL, MA, ME, MI, MN, MT, NC, NH, NY, OH, OK, OR, SC, TN, TX, VA, WA, WI.

How competitive are The Northern Trust Company's mortgage rates?

The Northern Trust Company has an overall pricing score of 34.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Northern Trust Company?

The Northern Trust Company is a Bank headquartered in Chicago, IL.

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The Northern Trust Company

Bank•Chicago, ILHQ•Direct•Reviews near you on Google

The Northern Trust Company has 86 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Active

Near-National

Awards

Jumbo

Superstar

Summary

What They Do Well

Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

The Northern Trust Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

Rates 1.4 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 25 states

No peer data

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Acceptable	Acceptable	41	47.7%	+0.063%Above	$634Fees
Jumbo Loans	Strong	Strong	Strong	Strong	45	52.3%	-0.112%Below	$848Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume41

Mix47.7%

Spread

+0.063%Above

Fees

$634Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume45

Mix52.3%

Spread

-0.112%Below

Fees

$848Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Acceptable	81	94.2%	-0.006%Below	$723Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume81

Mix94.2%

Spread

-0.006%Below

Fees

$723Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

112

Volume

$89 million

Pricing & Closing

Avg Rate Spread

-0.014%

vs. market APOR

Avg Net Fees

$728

Origination − Credits

Pullthrough Rate

76.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$1,045,116

Avg Borrower Income

$682,558

Avg Property Value

$1,824,070

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

Northeast4

MEMANHNY

Midwest5

ILMIMNOHWI

South9

DCFLGANCOKSCTNTXVA

West7

AZCACOIDMTORWA

Top States by Place Specialization Score

FloridaState

Volume 19Mix 22.09% of portfolio

47/100

Sound

New YorkState

Volume 11Mix 12.79% of portfolio

45/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.