What loan types does The Park Bank offer?

The Park Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Park Bank offer mortgages?

The Park Bank offers mortgages in 4 states: AZ, FL, IA, WI.

How competitive are The Park Bank's mortgage rates?

The Park Bank has an overall pricing score of 92/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Park Bank?

The Park Bank is a Bank headquartered in Madison, WI.

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The Park Bank

Bank•Madison, WIHQ•Direct•Reviews near you on Google

The Park Bank has 174 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 6.60 basis points below market average
Lower than average lender fees
Strong pull through performance

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Report Card

The Park Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 6.6 bps below market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Strong	171	98.3%	-0.095%Below	$374Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume171

Mix98.3%

Spread

-0.095%Below

Fees

$374Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Strong	132	75.9%	-0.036%Below	$339Fees
Refinance	Strong	Sound	Exceptional	Strong	42	24.1%	-0.154%Below	$433Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume132

Mix75.9%

Spread

-0.036%Below

Fees

$339Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume42

Mix24.1%

Spread

-0.154%Below

Fees

$433Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

174

Applications

216

Volume

$72 million

Pricing & Closing

Avg Rate Spread

-0.066%

vs. market APOR

Avg Net Fees

$363

Origination − Credits

Pullthrough Rate

80.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$417,069

Avg Borrower Income

$238,569

Avg Property Value

$627,471

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest2

IAWI

South1

West1

Top Metro Areas by Place Specialization Score

Madison, WIMetro

Volume 151Mix 86.78% of portfolio

79/100

Strong

Top States by Place Specialization Score

WisconsinState

Volume 170Mix 97.70% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.