What loan types does Tinker Federal Credit Union offer?

Tinker Federal Credit Union offers the following mortgage loan types: Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Tinker Federal Credit Union offer mortgages?

Tinker Federal Credit Union offers mortgages in 1 states: OK.

How competitive are Tinker Federal Credit Union's mortgage rates?

Tinker Federal Credit Union has an overall pricing score of 58.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Tinker Federal Credit Union?

Tinker Federal Credit Union is a Credit Union headquartered in Oklahoma City, OK.

Unclaimed

Tinker Federal Credit Union

Credit Union•Oklahoma City, OKHQ•Direct•Reviews near you on Google

Tinker Federal Credit Union has 203 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional · VA

Place

Strong

4/5

Single State · 2 mkts

Explore another lender or local market

Report Card

Tinker Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+11.6 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 3 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Acceptable	190	93.6%	+0.117%Above	$1,527Fees
VA Loans	Sound	Sound	—	Sound	12	5.9%	+0.040%Above	$880Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume190

Mix93.6%

Spread

+0.117%Above

Fees

$1,527Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume12

Mix5.9%

Spread

+0.040%Above

Fees

$880Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Acceptable	135	66.5%	+0.036%Above	$1,515Fees
Refinance	Sound	Sound	Strong	Sound	68	33.5%	+0.293%Above	$1,366Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume135

Mix66.5%

Spread

+0.036%Above

Fees

$1,515Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume68

Mix33.5%

Spread

+0.293%Above

Fees

$1,366Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

203

Applications

449

Volume

$39 million

Pricing & Closing

Avg Rate Spread

+0.116%

vs. market APOR

Avg Net Fees

$1,469

Origination − Credits

Pullthrough Rate

45.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$192,488

Avg Borrower Income

$118,498

Avg Property Value

$300,961

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

South1

Top Metro Areas by Place Specialization Score

Oklahoma City, OKMetro

Volume 153Mix 75.37% of portfolio

81/100

Exceptional

Tulsa, OKMetro

Volume 10Mix 4.93% of portfolio

44/100

Sound

Top States by Place Specialization Score

OklahomaState

Volume 203Mix 100.00% of portfolio

78/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Tinker Federal Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.