T

TruHome Solutions, LLC

Independent Mortgage CompanyClayton, MODirect to Consumer

Truhome Solutions has 273 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Strong
vs. all lenders
Pull Through
Mediocre
closing strength
Products
Strong
FHA · Conventional · VA
Place
Sound
Near-National · 3 mkts
Safe Rate AwardsFHA Superstar

Shopping for a Mortgage?

Save Truhome Solutions or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Competitive pricing compared to the market
  • Nationwide availability with consistent service

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

TruHome Solutions, LLC performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Highly Competitive
+27.7 bps above market avg
Pull Through
Closing strength
Mediocre
Below peers
Bottom 20% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Near industry average
Bottom 40% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Sound
Industry Standard
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Near-National4 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Acceptable
Sound
Mediocre
3111.4%
+0.226%Above
$2,005Fees
FHA Loans
Strong
Strong
Strong
Sound
20575.1%
+0.337%Above
$2,324Fees
VA Loans
Acceptable
Sound
Sound
Mediocre
3211.7%
-0.154%Below
$1,108Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Sound
Acceptable
20374.4%
+0.292%Above
$2,259Fees
Refinance
Acceptable
Sound
Exceptional
Mediocre
7025.6%
+0.235%Above
$1,915Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
273
Applications
772
Volume
$73 million
Pricing & Closing
Avg Rate Spread
+0.277%
vs. market APOR
Avg Net Fees
$2,171
Origination − Credits
Pullthrough Rate
35.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$268,516
Avg Borrower Income
$99,381
Avg Property Value
$316,136

Geographic Coverage

Geographic Performance

Metro Areas
3
States Served
34
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

AKARAZCACOCTDEFLGAIAILINKSLAMEMIMNMOMSMTNCNENJOHOKORPASCTNTXVAWAWIWV

Top Metro Areas by Place Specialization Score

1
Omaha, NE, NE-IAMSA
Volume: 15Mix: 5.49%of portfolio
Place
Sound
2
St. Louis, MO, MO-ILMSA
Volume: 13Mix: 4.76%of portfolio
Place
Sound
3
Tucson, AZ, AZMSA
Volume: 11Mix: 4.03%of portfolio
Place
Sound

Top States by Place Specialization Score

1
MOState
Volume: 26Mix: 9.52%of portfolio
Place
Sound
2
NEState
Volume: 19Mix: 6.96%of portfolio
Place
Sound
3
OKState
Volume: 17Mix: 6.23%of portfolio
Place
Sound
4
FLState
Volume: 29Mix: 10.62%of portfolio
Place
Sound
5
AZState
Volume: 18Mix: 6.59%of portfolio
Place
Sound
6
TXState
Volume: 26Mix: 9.52%of portfolio
Place
Sound
7
IAState
Volume: 12Mix: 4.40%of portfolio
Place
Sound
8
OHState
Volume: 14Mix: 5.13%of portfolio
Place
Sound
9
CAState
Volume: 14Mix: 5.13%of portfolio
Place
Sound
10
GAState
Volume: 11Mix: 4.03%of portfolio
Place
Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of TruHome Solutions, LLC?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.