U

Utah Mortgage Loan Corporation

Independent Mortgage CompanySalt Lake City, UTDirect to Consumer

Utah Mortgage Loan has 77 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Acceptable
vs. all lenders
Pull Through
Sound
closing strength
Products
Sound
FHA · Conventional
Place
Sound
Regional · 2 mkts

Shopping for a Mortgage?

Save Utah Mortgage Loan or ask our AI assistant to explore your options.

Safe Rate's Summary

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Utah Mortgage Loan Corporation performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
Near industry average
+30.7 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Near industry average
Bottom 40% of lenders
FHA
Sound
Industry Standard
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Acceptable
Near industry average
Bottom 40% of lenders
Refinance
Acceptable
Near industry average
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Regional3 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Acceptable
Acceptable
Sound
5875.3%
+0.319%Above
$2,839Fees
FHA Loans
Sound
Sound
1418.2%
+0.338%Above
$4,294Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Acceptable
Sound
Sound
6685.7%
+0.356%Above
$2,554Fees
Refinance
Acceptable
Acceptable
1114.3%
+0.139%Above
$4,950Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
77
Applications
90
Volume
$31 million
Pricing & Closing
Avg Rate Spread
+0.307%
vs. market APOR
Avg Net Fees
$3,091
Origination − Credits
Pullthrough Rate
85.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$407,987
Avg Borrower Income
$162,247
Avg Property Value
$549,545

Geographic Coverage

Geographic Performance

Metro Areas
2
States Served
5
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

CAIDNVUTWY

Top Metro Areas by Place Specialization Score

1
Provo, UTMSA
Volume: 24Mix: 31.17%of portfolio
Place
Sound
2
Salt Lake City, UTMSA
Volume: 21Mix: 27.27%of portfolio
Place
Sound

Top States by Place Specialization Score

1
UTState
Volume: 67Mix: 87.01%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Utah Mortgage Loan Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.