What loan types does Vig Mortgage Corporation offer?

Vig Mortgage Corporation offers the following mortgage loan types: FHA, usda. Each product has its own pricing score and performance metrics.

How competitive are Vig Mortgage Corporation's mortgage rates?

Vig Mortgage Corporation has an overall pricing score of 15/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Vig Mortgage Corporation?

Vig Mortgage Corporation is a Independent Mortgage Company headquartered in GUAYNABO, PR.

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Vig Mortgage Corporation

Independent Mortgage Company•Guaynabo, PRHQ•Direct•Reviews near you on Google

Vig Mortgage Corporation has 219 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · USDA

Place

Sound

3/5

unknown · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance
Particularly strong in FHA and USDA loans

Things to Think About

Rates typically 96 basis points above market average

Explore another lender or local market

Report Card

Vig Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+95.5 bps above market avg

1/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

FHA

185 loans · 0.96% above market

Strong

Top 40% of lenders

4/5

USDA

20 loans · 1.09% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

210 loans · 0.94% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Varies · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
FHA Loans	Sound	Strong	Acceptable	Exceptional	185	84.5%	+0.960%Above	$3,057Fees
USDA Loans	Strong	Strong	—	Strong	20	9.1%	+1.094%Above	$3,551Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Exceptional

Volume185

Mix84.5%

Spread

+0.960%Above

Fees

$3,057Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume20

Mix9.1%

Spread

+1.094%Above

Fees

$3,551Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Mediocre	Strong	210	95.9%	+0.936%Above	$3,115Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Mediocre

Pull Through

Strong

Volume210

Mix95.9%

Spread

+0.936%Above

Fees

$3,115Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

219

Applications

305

Volume

$32 million

Pricing & Closing

Avg Rate Spread

+0.955%

vs. market APOR

Avg Net Fees

$3,077

Origination − Credits

Pullthrough Rate

71.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$147,420

Avg Borrower Income

$59,795

Avg Property Value

$175,968

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

Top Metro Areas by Place Specialization Score

San Juan, PRMetro

Volume 176Mix 80.37% of portfolio

79/100

Strong

Ponce, PRMetro

Volume 10Mix 4.57% of portfolio

47/100

Sound

Mayaguez, PRMetro

Volume 10Mix 4.57% of portfolio

45/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.