Select your Scenario
Dodge monthly mortgage insurance premiums (PMI) completely and secure the standard conventional baseline.
Explore programs requiring as little as 3% down conventional or 3.5% FHA, helping you buy sooner.
Optimize your existing debt service, lower your interest rate, or secure cash-out equity restructure.
Department of Veterans Affairs purchase loans offering 0% down payment and no monthly PMI for military.
Lock in lower interest rates with a 15-year fixed loan term to build massive equity quickly.
Finance non-owner occupied rental acquisitions or multi-unit house hacking with competitive investor pricing.
See Safe Rate's top scoring lenders for Aston
We rank active Aston lenders across our 5 P's of mortgage shopping. No pay to play, independent rankings.
Current Local Mortgage Rates
Sorted by lowest conforming purchase rate
Requires veteran or military eligibility
Loan amount is under conforming limits
| Loan Program | Today's Rate / APR | Points | Est. Payment | Action |
|---|---|---|---|---|
| Conventional 30-Yr FixedConforming | 6.939%APR 6.977% | 0 pts$0 | $1,961/moP&I $1,961 · MI $0 | See details |
| FHA 30-Yr FixedConforming | 5.951%APR 6.721% | 0 pts$0 | $1,939/moP&I $1,800 · MI $138 | See details |
| VA 30-Yr Fixed Doesn't Apply | — | — | — | Ineligible |
| Jumbo 30-Yr Fixed Doesn't Apply | — | — | — | Ineligible |
| 15-Year Conforming FixedConforming | 6.072%APR 6.126% | 0 pts$0 | $1,792/moP&I $1,792 · MI $0 | See details |
| Refinance 30-Yr FixedConforming | 6.960%APR 6.998% | 0 pts$0 | $1,966/moP&I $1,966 · MI $0 | See details |
| Investment Property FixedConforming | 7.625%APR 7.689% | 0 pts$0 | $2,100/moP&I $2,100 · MI $0 | See details |
Personalize the rates on this page
Tell us your home budget and credit score to see exact payments and find your best-fit loan program instantly.
Compare all 26 pre-computed scenario benchmarks
Scenario Program | Down Pct | Credit score | Today's Rate | APR | Points | P&I Payment | 3-Yr Metric Cost |
|---|---|---|---|---|---|---|---|
15-Year Conforming Purchase | 20% | 740 credit score | 6.072% | 6.126% | 0 pts ($0) | $2,515/mo | $50,613 |
15-Year Rate/Term Refi | 0% | 740 credit score | 6.008% | 6.061% | 0 pts ($0) | $3,131/mo | $69,810 |
Condo 10% Down | 10% | 720 credit score | 7.259% | 7.431% | 0 pts ($0) | $2,279/mo | $80,126 |
Conventional 10% Down | 10% | 720 credit score | 6.765% | 6.925% | 0 pts ($0) | $2,168/mo | $75,156 |
Conventional 20% Down | 20% | 740 credit score | 6.939% | 6.977% | 0 pts ($0) | $1,961/mo | $60,796 |
Conventional 5% Down | 5% | 700 credit score | 7.068% | 7.550% | 0 pts ($0) | $2,360/mo | $82,548 |
Conventional Cash-Out Refi | 0% | 740 credit score | 7.380% | 7.421% | 0 pts ($0) | $2,562/mo | $88,157 |
Conventional High Balance | 10% | 740 credit score | 6.884% | 6.900% | 0 pts ($0) | $2,194/mo | $74,350 |
Conventional HomeReady 3% | 3% | 660 credit score | 6.828% | 7.206% | 0 pts ($0) | $2,352/mo | $84,921 |
Conventional Rate/Term Refi | 0% | 740 credit score | 6.960% | 6.998% | 0 pts ($0) | $2,457/mo | $83,460 |
FHA 15-Year Fixed 3.5% Down | 3.5% | 680 credit score | 5.936% | 6.686% | 0 pts ($0) | $3,060/mo | $72,956 |
FHA 3.5% Down | 3.5% | 680 credit score | 5.951% | 6.721% | 0 pts ($0) | $2,171/mo | $76,062 |
FHA Streamline (Excellent Credit) | 0% | 740 credit score | 5.936% | 6.686% | 0 pts ($0) | $2,247/mo | $78,651 |
FHA Streamline Refi | 0% | 640 credit score | 6.071% | 6.843% | 0 pts ($0) | $2,279/mo | $80,182 |
House Hacking Conforming 5% | 5% | 680 credit score | 7.025% | 7.271% | 0 pts ($0) | $2,350/mo | $85,262 |
Investment 15-Year Fixed 25% Down | 25% | 740 credit score | 5.820% | 5.855% | 0 pts ($0) | $2,320/mo | $45,421 |
Investment Property 25% Down | 25% | 740 credit score | 7.625% | 7.689% | 0 pts ($0) | $1,968/mo | $62,751 |
Jumbo Conforming | 20% | 760 credit score | 7.125% | 7.159% | 0 pts ($0) | $1,999/mo | $62,459 |
Jumbo Elite Premium 10% Down | 10% | 760 credit score | 6.712% | 6.741% | 0 pts ($0) | $2,156/mo | $66,113 |
Lower Credit FHA 3.5% | 3.5% | 580 credit score | 6.312% | 7.088% | 0 pts ($0) | $2,257/mo | $80,014 |
Second Home 10% Down | 10% | 720 credit score | 5.956% | 6.530% | 0 pts ($0) | $1,991/mo | $67,033 |
Second Home 20% Down | 20% | 740 credit score | 6.884% | 6.900% | 0 pts ($0) | $1,951/mo | $60,304 |
VA 0% Down | 0% | 700 credit score | 6.073% | 6.319% | 0 pts ($0) | $2,289/mo | $75,727 |
VA Cash-Out Refi | 0% | 640 credit score | 6.077% | 6.447% | 0 pts ($0) | $2,290/mo | $75,773 |
VA IRRRL Streamline Refi | 0% | 640 credit score | 6.084% | 6.238% | 0 pts ($0) | $2,292/mo | $75,853 |
VA Military 10% Down | 10% | 720 credit score | 6.067% | 6.143% | 0 pts ($0) | $2,040/mo | $64,553 |
Frequently Asked Questions
What are today's mortgage rates in 19014, Village Green-Green Ridge, PA across different loan programs?
Today's benchmark conventional 30-year fixed mortgage rate in 19014, Village Green-Green Ridge, PA is 6.939% (with an estimated monthly payment of $1,904). Active program rates also include FHA 30-year fixed loans at 5.951% and VA 0%-down fixed loans at 6.073%. These rates are calibrated daily by Safe Rate's pricing engine matching active local market conditions.
What is the recent mortgage rate trend in 19014, Village Green-Green Ridge, PA?
Mortgage rates have shown typical daily fluctuations driven by inflation data and bond yields. Over the past 90 days, conventional 30-year fixed rates in 19014, Village Green-Green Ridge, PA have fluctuated between a low of 6.588% and a high of 7.035%. You can track these daily movements by using the 90-day rate history and trajectory chart featured on this page.
Is an FHA or Conventional loan more cost-effective in 19014, Village Green-Green Ridge, PA?
Choosing between FHA and Conventional depends on your down payment budget and credit score. For a typical home priced at $370,815 in 19014, Village Green-Green Ridge, PA, a standard 20%-down Conventional loan requires an upfront cash down payment of $74,163 but keeps your monthly payment lower at $1,904/mo (at 6.939% interest) with no monthly PMI. In comparison, an FHA loan requires only $12,979 (3.5% down) but has an estimated payment of $2,107/mo (at 5.951% interest) due to mandatory FHA mortgage insurance (MIP). Local Nuance: The typical local FHA loan amount of $357,836 falls comfortably within the local HUD FHA loan limit of $524,225 (1-unit), making FHA financing an exceptionally accessible, high-leverage entry point into the market.
What is the maximum conforming loan limit in 19014 before needing a Jumbo loan?
The 2025 conforming conventional loan limit for a 1-unit property in 19014 is $806,501. With a typical local home value of $370,815 in Village Green-Green Ridge, a standard 20%-down mortgage requires a loan size of $296,652. Because this is within the $806,501 conforming threshold, buyers can easily qualify for standard conforming conventional financing with competitive rates.
How does the median home value in 19014, Village Green-Green Ridge, PA impact estimated mortgage payments?
The median home value in 19014, Village Green-Green Ridge, PA is estimated at $370,815. Buying a typical home here with a standard 20% down payment ($74,163) translates to an estimated starting monthly mortgage payment of $1,904 (principal and interest). Compared to the local area median household income of $99,410 ($8,284/mo), this basic housing payment represents approximately 23.0% of gross monthly household income. This housing cost is well within standard lender affordability guidelines (under the 36% DTI benchmark), demonstrating healthy local purchasing power.