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Learn about the people, housing, costs and businesses in 78742
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 78742.
True all-in cost — P&I, taxes, insurance & utilities for homes in 78742.
Find and compare lenders active near 78742.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 78742 is approximately 6.931% (6.968% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 78742Home values in ZIP code 78742 have decreased 8.1% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,019/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 78742 is $37k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 78742 are wholesale trade (32%) and public administration (23%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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