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Learn about the people, housing, costs and businesses in 78764
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 78764.
True all-in cost — P&I, taxes, insurance & utilities for homes in 78764.
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Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 78764 is approximately 6.793% (6.825% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 78764Home values in ZIP code 78764 have decreased 8.1% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,486/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $64k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 78764 is $83k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 78764 are healthcare (27%) and arts, food, and hospitality (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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