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Estimate your true cost of homeownership in ZIP Code 99023 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,338
P&I Payment$3,646
Taxes & Ins$527
Utilities$166
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Mortgage Details

$695,971
Local Median: $695,971
$139,194 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,338

Monthly Breakdown

Principal & Interest
$3,646
Property Taxes
$444
Homeowners Ins.
$83
Utilities
$166

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$755,820

Local Housing Facts for ZIP Code 99023

  • ·Median home value: $695,971 (adjusted for current market conditions)
  • ·Est. property taxes: $5,328/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $993/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,986/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MICA?

Based on the local median home value, estimated real estate property taxes in MICA are around $5,328 per year.

What is the average home price in MICA?

The median home value in MICA is currently estimated at $695,971.

How much does homeowners insurance cost in MICA?

For a median priced home, homeowners insurance in MICA averages around $993 annually.

What is the true total cost of owning a home in MICA?

True homeownership costs go beyond principal and interest. In MICA, a typical homeowner with a median-priced home of $695,971 can expect to pay roughly $5,328/yr in property taxes, $993/yr for homeowners insurance, and $1,986/yr in energy utilities. That adds approximately $692 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.