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Learn about the people, housing, costs and businesses in Alum Rock Union, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Alum Rock Union.
True all-in cost — P&I, taxes, insurance & utilities for homes in Alum Rock Union.
Find and compare lenders active near Alum Rock Union.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Alum Rock Union.
Seismic risk and earthquake insurance estimates for Alum Rock Union.
Wildfire exposure and insurance estimates for Alum Rock Union.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Alum Rock Union is approximately 6.792% (6.824% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Alum Rock UnionThe median home value in Alum Rock Union is $887k. The median monthly rent is $2,436. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Alum Rock Union have increased 13.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,388/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $102k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Alum Rock Union is $112k/year.
Calculate your buying powerThe largest employment sectors in Alum Rock Union are public administration (21%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.