Local
Learn about the people, housing, costs and businesses in Centre Island, New York
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Centre Island.
True all-in cost — P&I, taxes, insurance & utilities for homes in Centre Island.
Find and compare lenders active near Centre Island.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Centre Island.
Seismic risk and earthquake insurance estimates for Centre Island.
Wildfire exposure and insurance estimates for Centre Island.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Centre Island is approximately 6.881% (6.917% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Centre IslandThe median home value in Centre Island is $710k. The median monthly rent is $2,483. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Centre Island have increased 12.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,939/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $126k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Centre Island is $133k/year.
Calculate your buying powerThe largest employment sectors in Centre Island are public administration (30%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.