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Centre Island Mortgage Calculator

Estimate your true cost of homeownership in Centre Island with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,552
P&I Payment$4,182
Taxes & Ins$979
Utilities$391
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Mortgage Details

$795,169
Local Median: $795,169
$159,034 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,552

Monthly Breakdown

Principal & Interest
$4,182
Property Taxes
$833
Homeowners Ins.
$146
Utilities
$391

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$869,207

Local Housing Facts for Centre Island

  • ·Median home value: $795,169 (adjusted for current market conditions)
  • ·Est. property taxes: $10,001/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,750/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,696/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Centre Island?

Based on the local median home value, estimated real estate property taxes in Centre Island are around $10,001 per year.

What is the average home price in Centre Island?

The median home value in Centre Island is currently estimated at $795,169.

How much does homeowners insurance cost in Centre Island?

For a median priced home, homeowners insurance in Centre Island averages around $1,750 annually.

What is the true total cost of owning a home in Centre Island?

True homeownership costs go beyond principal and interest. In Centre Island, a typical homeowner with a median-priced home of $795,169 can expect to pay roughly $10,001/yr in property taxes, $1,750/yr for homeowners insurance, and $4,696/yr in energy utilities. That adds approximately $1,371 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.