Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Centreville Mortgage Calculator

Estimate your true cost of homeownership in Centreville with localized property taxes, insurance, and utility data.

← Back to Centreville Hub
Est. Total Monthly Cost
$698
P&I Payment$346
Taxes & Ins$122
Utilities$230
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Centreville scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$65,090
Local Median: $65,090
$13,018 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$698

Monthly Breakdown

Principal & Interest
$346
Property Taxes
$68
Homeowners Ins.
$54
Utilities
$230

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$72,570

Local Housing Facts for Centreville

  • ·Median home value: $65,090 (adjusted for current market conditions)
  • ·Est. property taxes: $814/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $648/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,763/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Centreville?

Based on the local median home value, estimated real estate property taxes in Centreville are around $814 per year.

What is the average home price in Centreville?

The median home value in Centreville is currently estimated at $65,090.

How much does homeowners insurance cost in Centreville?

For a median priced home, homeowners insurance in Centreville averages around $648 annually.

What is the true total cost of owning a home in Centreville?

True homeownership costs go beyond principal and interest. In Centreville, a typical homeowner with a median-priced home of $65,090 can expect to pay roughly $814/yr in property taxes, $648/yr for homeowners insurance, and $2,763/yr in energy utilities. That adds approximately $352 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.