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Colma Mortgage Calculator

Estimate your true cost of homeownership in Colma with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,254
P&I Payment$1,856
Taxes & Ins$222
Utilities$176
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Mortgage Details

$355,061
Local Median: $355,061
$71,012 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,254

Monthly Breakdown

Principal & Interest
$1,856
Property Taxes
$141
Homeowners Ins.
$81
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$384,161

Local Housing Facts for Colma

  • ·Median home value: $355,061 (adjusted for current market conditions)
  • ·Est. property taxes: $1,692/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $967/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,112/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Colma?

Based on the local median home value, estimated real estate property taxes in Colma are around $1,692 per year.

What is the average home price in Colma?

The median home value in Colma is currently estimated at $355,061.

How much does homeowners insurance cost in Colma?

For a median priced home, homeowners insurance in Colma averages around $967 annually.

What is the true total cost of owning a home in Colma?

True homeownership costs go beyond principal and interest. In Colma, a typical homeowner with a median-priced home of $355,061 can expect to pay roughly $1,692/yr in property taxes, $967/yr for homeowners insurance, and $2,112/yr in energy utilities. That adds approximately $398 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.