Get & compare mortgage quotes anonymously from local lenders — no phone number, no SSN.Start in My Home

Local

Daly Mortgage Calculator

Estimate your true cost of homeownership in Daly with localized property taxes, insurance, and utility data.

← Back to Daly Hub

Est. Total Monthly Cost

$6,904

P&I Payment$6,050

Taxes & Ins$641

Utilities$213

Also calculate:FHA Calculator VA Calculator

Next steps

Take this Daly scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over time Find lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

Home Price$1,161,592

Local Median: $1,161,592

Down Payment$232,318 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$6,689

Homeowners Ins. / yr$1,005

Include Flood InsuranceOptional

Estimated based on Daly FEMA risk profiles.

Include Est. Utilities$2,554/yr

Based on DOE LEAD data for Daly.

Monthly$6,904

Monthly Breakdown

Principal & Interest

$6,050

Property Taxes

$557

Homeowners Ins.

$84

Utilities

$213

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$1,248,771

Local Housing Facts for Daly

·Median home value: $1,161,592 (adjusted for current market conditions)
·Est. property taxes: $6,689/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,005/yr — based on local per-$1K premium rates
·Energy utilities: $2,554/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Daly City?

Based on the local median home value, estimated real estate property taxes in Daly City are around $6,689 per year.

What is the average home price in Daly City?

The median home value in Daly City is currently estimated at $1,161,592.

How much does homeowners insurance cost in Daly City?

For a median priced home, homeowners insurance in Daly City averages around $1,005 annually.

What is the true total cost of owning a home in Daly City?

True homeownership costs go beyond principal and interest. In Daly City, a typical homeowner with a median-priced home of $1,161,592 can expect to pay roughly $6,689/yr in property taxes, $1,005/yr for homeowners insurance, and $2,554/yr in energy utilities. That adds approximately $854 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.