Safe Rate Local
Learn about the people, housing, costs and businesses in Douglas, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Douglas.
True all-in cost — P&I, taxes, insurance & utilities for homes in Douglas.
Find and compare lenders active near Douglas.
FEMA flood zones and flood insurance estimates for Douglas.
Seismic risk and earthquake insurance estimates for Douglas.
Wildfire exposure and insurance estimates for Douglas.
As of today, the 30-year fixed mortgage rate for Douglas is approximately 6.927% (6.978% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for DouglasThe median home value in Douglas is $368k. The median monthly rent is $1,040. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Douglas have increased 13.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,240/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $53k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Douglas is $59k/year.
Calculate your buying powerThe largest employment sectors in Douglas are public administration (28%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas