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Learn about the people, housing, costs and businesses in El Granada, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in El Granada.
True all-in cost — P&I, taxes, insurance & utilities for homes in El Granada.
Find and compare lenders active near El Granada.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for El Granada.
Seismic risk and earthquake insurance estimates for El Granada.
Wildfire exposure and insurance estimates for El Granada.
As of today, the 30-year fixed mortgage rate for El Granada is approximately 6.996% (7.028% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for El GranadaThe median home value in El Granada is $1.5M. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in El Granada have increased 43.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,282/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $141k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in El Granada is $177k/year.
Calculate your buying powerThe largest employment sectors in El Granada are healthcare (27%) and public administration (26%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.