Local
Learn about the people, housing, costs and businesses in Fort Totten, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fort Totten.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fort Totten.
Find and compare lenders active near Fort Totten.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fort Totten.
Seismic risk and earthquake insurance estimates for Fort Totten.
Wildfire exposure and insurance estimates for Fort Totten.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Fort Totten is approximately 6.897% (6.933% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Fort TottenThe median home value in Fort Totten is $58k. The median monthly rent is $467. Annual property taxes average $572. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $453/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $19k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fort Totten is $48k/year.
Calculate your buying powerThe largest employment sectors in Fort Totten are public administration (21%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.