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Learn about the people, housing, costs and businesses in French Camp, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in French Camp.
True all-in cost — P&I, taxes, insurance & utilities for homes in French Camp.
Find and compare lenders active near French Camp.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for French Camp.
Seismic risk and earthquake insurance estimates for French Camp.
Wildfire exposure and insurance estimates for French Camp.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for French Camp is approximately 6.870% (6.905% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for French CampThe median home value in French Camp is $465k. The median monthly rent is $1,974. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in French Camp have decreased 2.7% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,871/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $80k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in French Camp is $99k/year.
Calculate your buying powerThe largest employment sectors in French Camp are public administration (15%) and agriculture and mining (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.