Safe Rate Local
Learn about the people, housing, costs and businesses in Great Falls
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Great Falls.
True all-in cost — P&I, taxes, insurance & utilities for homes in Great Falls.
Find and compare lenders active near Great Falls.
FEMA flood zones and flood insurance estimates for Great Falls.
Seismic risk and earthquake insurance estimates for Great Falls.
Wildfire exposure and insurance estimates for Great Falls.
Mortgage rates for Great Falls are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Great FallsThe median home value in Great Falls is $272k. The median monthly rent is $1,058. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Great Falls have increased 19.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,056/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Great Falls is $71k/year.
Calculate your buying powerThe largest employment sectors in Great Falls are public administration (26%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.