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Great Falls Mortgage Calculator

Estimate your true cost of homeownership in Great Falls with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,119
P&I Payment$1,642
Taxes & Ins$309
Utilities$168
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Mortgage Details

$324,800
Local Median: $324,800
$64,960 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,119

Monthly Breakdown

Principal & Interest
$1,642
Property Taxes
$192
Homeowners Ins.
$117
Utilities
$168

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$331,412

Local Housing Facts for Great Falls

  • ·Median home value: $324,800 (adjusted for current market conditions)
  • ·Est. property taxes: $2,301/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,402/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,011/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Great Falls?

Based on the local median home value, estimated real estate property taxes in Great Falls are around $2,301 per year.

What is the average home price in Great Falls?

The median home value in Great Falls is currently estimated at $324,800.

How much does homeowners insurance cost in Great Falls?

For a median priced home, homeowners insurance in Great Falls averages around $1,402 annually.

What is the true total cost of owning a home in Great Falls?

True homeownership costs go beyond principal and interest. In Great Falls, a typical homeowner with a median-priced home of $324,800 can expect to pay roughly $2,301/yr in property taxes, $1,402/yr for homeowners insurance, and $2,011/yr in energy utilities. That adds approximately $476 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.