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Learn about the people, housing, costs and businesses in Hazard, Kentucky
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hazard.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hazard.
Find and compare lenders active near Hazard.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hazard.
Seismic risk and earthquake insurance estimates for Hazard.
Wildfire exposure and insurance estimates for Hazard.
As of today, the 30-year fixed mortgage rate for Hazard is approximately 7.168% (7.215% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HazardThe median home value in Hazard is $115k. The median monthly rent is $695. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hazard have increased 31.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $768/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hazard is $35k/year.
Calculate your buying powerThe largest employment sectors in Hazard are public administration (37%) and wholesale trade (5%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.