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Learn about the people, housing, costs and businesses in Hillsborough, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hillsborough.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hillsborough.
Find and compare lenders active near Hillsborough.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hillsborough.
Seismic risk and earthquake insurance estimates for Hillsborough.
Wildfire exposure and insurance estimates for Hillsborough.
As of today, the 30-year fixed mortgage rate for Hillsborough is approximately 6.840% (6.874% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HillsboroughThe median home value in Hillsborough is $1.3M. The median monthly rent is $2,786. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hillsborough have increased 44.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,842/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $122k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hillsborough is $185k/year.
Calculate your buying powerThe largest employment sectors in Hillsborough are public administration (25%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.