Local
Learn about the people, housing, costs and businesses in Ilwaco, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ilwaco.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ilwaco.
Find and compare lenders active near Ilwaco.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ilwaco.
Seismic risk and earthquake insurance estimates for Ilwaco.
Wildfire exposure and insurance estimates for Ilwaco.
As of today, the 30-year fixed mortgage rate for Ilwaco is approximately 6.807% (6.840% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for IlwacoThe median home value in Ilwaco is $349k. The median monthly rent is $1,069. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ilwaco have increased 62.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $967/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ilwaco is $75k/year.
Calculate your buying powerThe largest employment sectors in Ilwaco are public administration (22%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.