Local
Learn about the people, housing, costs and businesses in Isle of Palms, South Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Isle of Palms.
True all-in cost — P&I, taxes, insurance & utilities for homes in Isle of Palms.
Find and compare lenders active near Isle of Palms.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Isle of Palms.
Seismic risk and earthquake insurance estimates for Isle of Palms.
Wildfire exposure and insurance estimates for Isle of Palms.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Isle of Palms is approximately 6.810% (6.843% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Isle of PalmsThe median home value in Isle of Palms is $1.6M. The median monthly rent is $2,433. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Isle of Palms have increased 21.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,314/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $99k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Isle of Palms is $168k/year.
Calculate your buying powerThe largest employment sectors in Isle of Palms are healthcare (20%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.