Safe Rate Local
Learn about the people, housing, costs and businesses in Jay County County
Select a topic to explore real data for Jay County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Jay County.
Estimate payments for homes in Jay County.
People, housing & businesses in Jay County.
Find and compare lenders active near Jay County.
Homeowners, flood & wildfire estimates for Jay County.
Income, rent and all-in ownership costs for Jay County.
FEMA flood zones and flood insurance estimates for Jay County.
Seismic risk and earthquake insurance estimates for Jay County.
Wildfire exposure and insurance estimates for Jay County.
As of today, the 30-year fixed mortgage rate for Jay County is approximately 7.303% (7.342% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Jay CountyThe median home value in Jay County is $134k. The median monthly rent is $789. Annual property taxes average $768. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Jay County have increased 18.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $772/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Jay County is $56k/year.
Calculate your buying powerThe largest employment sectors in Jay County are retail (30%) and public administration (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas