Safe Rate Local
Learn about the people, housing, costs and businesses in Mercer County County
Select a topic to explore real data for Mercer County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Mercer County.
Estimate payments for homes in Mercer County.
People, housing & businesses in Mercer County.
Find and compare lenders active near Mercer County.
Homeowners, flood & wildfire estimates for Mercer County.
Income, rent and all-in ownership costs for Mercer County.
FEMA flood zones and flood insurance estimates for Mercer County.
Seismic risk and earthquake insurance estimates for Mercer County.
Wildfire exposure and insurance estimates for Mercer County.
As of today, the 30-year fixed mortgage rate for Mercer County is approximately 7.127% (7.159% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Mercer CountyThe median home value in Mercer County is $220k. The median monthly rent is $810. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Mercer County have increased 12.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $884/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Mercer County is $79k/year.
Calculate your buying powerThe largest employment sectors in Mercer County are retail (29%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas