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Cost of Living in Jo Daviess County

Is it better to rent or buy in Jo Daviess County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$74,598
$874/mo

Median in area: $874

$212,299

Median in area: $212,299

$42,460

If you Rent

🔑
$1,168 /mo
Base Rent$874
Est. Utilities$294
% of Income18.8%
Pre-tax Residual$5,049

If you Buy

🏠
$1,852 /mo
P&I (7.184%)$1,151
Taxes & Ins$407
Est. Utilities$294
% of Income29.8%
Pre-tax Residual$4,364

Compare Nearby Areas

See how Jo Daviess County stacks up against neighboring areas.

countyDubuque County, IA
$1,008/mo
countyJackson County, IA
$823/mo
countyCarroll County, IL
$855/mo
countyStephenson County, IL
$787/mo
countyLafayette County, WI
$821/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Jo Daviess County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Jo Daviess County. The estimated all-in monthly cost for renting is $1,168, while owning a median-priced home with a 20% down payment is roughly $1,852 per month (a difference of $684).

How much do utilities cost in Jo Daviess County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Jo Daviess County is approximately $294. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Jo Daviess County?›

To comfortably afford the median rent and utilities in Jo Daviess County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $46,720 per year.