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Learn about the people, housing, costs and businesses in Johnstown
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Johnstown.
True all-in cost — P&I, taxes, insurance & utilities for homes in Johnstown.
Find and compare lenders active near Johnstown.
FEMA flood zones and flood insurance estimates for Johnstown.
Seismic risk and earthquake insurance estimates for Johnstown.
Wildfire exposure and insurance estimates for Johnstown.
Mortgage rates for Johnstown are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for JohnstownThe median home value in Johnstown is $132k. The median monthly rent is $770. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Johnstown have increased 17.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $746/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Johnstown is $63k/year.
Calculate your buying powerThe largest employment sectors in Johnstown are public administration (29%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.