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Cost of Living in Johnstown

Is it better to rent or buy in Johnstown? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$62,674
$770/mo

Median in area: $770

$132,255

Median in area: $132,255

$26,451

If you Rent

🔑
$958 /mo
Base Rent$770
Est. Utilities$188
% of Income18.3%
Pre-tax Residual$4,265

If you Buy

🏠
$1,054 /mo
P&I (6.5%)$669
Taxes & Ins$197
Est. Utilities$188
% of Income20.2%
Pre-tax Residual$4,169

Cost of Living FAQs

Is it cheaper to rent or buy in Johnstown?›

Based on median housing data, renting is currently more affordable on a monthly basis in Johnstown. The estimated all-in monthly cost for renting is $958, while owning a median-priced home with a 20% down payment is roughly $1,054 per month (a difference of $96).

How much do utilities cost in Johnstown?›

The average monthly utility cost (electricity and natural gas) for a typical home in Johnstown is approximately $188. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Johnstown?›

To comfortably afford the median rent and utilities in Johnstown without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $38,320 per year.