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Cost of Living in Kay County

Is it better to rent or buy in Kay County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$60,311
$878/mo

Median in area: $878

$121,325

Median in area: $121,325

$24,265

If you Rent

🔑
$1,103 /mo
Base Rent$878
Est. Utilities$225
% of Income21.9%
Pre-tax Residual$3,923

If you Buy

🏠
$1,048 /mo
P&I (7.237%)$661
Taxes & Ins$162
Est. Utilities$225
% of Income20.9%
Pre-tax Residual$3,978

Compare Nearby Areas

See how Kay County stacks up against neighboring areas.

countySumner County, KS
$841/mo
countyCowley County, KS
$815/mo
countyNoble County, OK
$839/mo
countyGrant County, OK
$865/mo
countyOsage County, OK
$791/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Kay County?›

Based on median housing data, buying is currently more affordable on a monthly basis in Kay County. The estimated all-in monthly cost for renting is $1,103, while owning a median-priced home with a 20% down payment is roughly $1,048 per month (a difference of $55).

How much do utilities cost in Kay County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Kay County is approximately $225. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Kay County?›

To comfortably afford the median rent and utilities in Kay County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $44,120 per year.