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Cost of Living in Osage County

Is it better to rent or buy in Osage County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$66,317
$791/mo

Median in area: $791

$184,600

Median in area: $184,600

$36,920

If you Rent

🔑
$1,005 /mo
Base Rent$791
Est. Utilities$214
% of Income18.2%
Pre-tax Residual$4,521

If you Buy

🏠
$1,395 /mo
P&I (7.087%)$991
Taxes & Ins$190
Est. Utilities$214
% of Income25.2%
Pre-tax Residual$4,131

Compare Nearby Areas

See how Osage County stacks up against neighboring areas.

countyChautauqua County, KS
$708/mo
countyTulsa County, OK
$1,273/mo
countyWashington County, OK
$1,064/mo
countyKay County, OK
$878/mo
countyPawnee County, OK
$885/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Osage County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Osage County. The estimated all-in monthly cost for renting is $1,005, while owning a median-priced home with a 20% down payment is roughly $1,395 per month (a difference of $390).

How much do utilities cost in Osage County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Osage County is approximately $214. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Osage County?›

To comfortably afford the median rent and utilities in Osage County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $40,200 per year.