Local
Learn about the people, housing, costs and businesses in Lakes of the North, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lakes of the North.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lakes of the North.
Find and compare lenders active near Lakes of the North.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Lakes of the North.
Seismic risk and earthquake insurance estimates for Lakes of the North.
Wildfire exposure and insurance estimates for Lakes of the North.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Lakes of the North is approximately 6.967% (7.006% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Lakes of the NorthThe median home value in Lakes of the North is $179k. The median monthly rent is $884. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lakes of the North have increased 21.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $830/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lakes of the North is $69k/year.
Calculate your buying powerThe largest employment sectors in Lakes of the North are public administration (23%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.