Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Lakes of the North Mortgage Calculator

Estimate your true cost of homeownership in Lakes of the North with localized property taxes, insurance, and utility data.

← Back to Lakes of the North Hub
Est. Total Monthly Cost
$1,583
P&I Payment$1,160
Taxes & Ins$164
Utilities$259
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Lakes of the North scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$218,335
Local Median: $218,335
$43,667 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,583

Monthly Breakdown

Principal & Interest
$1,160
Property Taxes
$118
Homeowners Ins.
$46
Utilities
$259

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$242,875

Local Housing Facts for Lakes of the North

  • ·Median home value: $218,335 (adjusted for current market conditions)
  • ·Est. property taxes: $1,421/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $546/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,112/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lakes of the North?

Based on the local median home value, estimated real estate property taxes in Lakes of the North are around $1,421 per year.

What is the average home price in Lakes of the North?

The median home value in Lakes of the North is currently estimated at $218,335.

How much does homeowners insurance cost in Lakes of the North?

For a median priced home, homeowners insurance in Lakes of the North averages around $546 annually.

What is the true total cost of owning a home in Lakes of the North?

True homeownership costs go beyond principal and interest. In Lakes of the North, a typical homeowner with a median-priced home of $218,335 can expect to pay roughly $1,421/yr in property taxes, $546/yr for homeowners insurance, and $3,112/yr in energy utilities. That adds approximately $423 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.