Local
Learn about the people, housing, costs and businesses in Las Lomitas, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Las Lomitas.
True all-in cost — P&I, taxes, insurance & utilities for homes in Las Lomitas.
Find and compare lenders active near Las Lomitas.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Las Lomitas.
Seismic risk and earthquake insurance estimates for Las Lomitas.
Wildfire exposure and insurance estimates for Las Lomitas.
As of today, the 30-year fixed mortgage rate for Las Lomitas is approximately 7.016% (7.049% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Las LomitasThe median home value in Las Lomitas is $2.0M. The median monthly rent is $3,501. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Las Lomitas have increased 16.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $4,001/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $171k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Las Lomitas is $250k/year.
Calculate your buying powerThe largest employment sectors in Las Lomitas are public administration (24%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.