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Learn about the people, housing, costs and businesses in Loma, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Loma.
True all-in cost — P&I, taxes, insurance & utilities for homes in Loma.
Find and compare lenders active near Loma.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Loma.
Seismic risk and earthquake insurance estimates for Loma.
Wildfire exposure and insurance estimates for Loma.
As of today, the 30-year fixed mortgage rate for Loma is approximately 6.961% (7.002% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LomaThe median home value in Loma is $171k. The median monthly rent is $468. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Loma have increased 37.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $533/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Loma is $52k/year.
Calculate your buying powerThe largest employment sectors in Loma are public administration (20%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.