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Loma Mortgage Calculator

Estimate your true cost of homeownership in Loma with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,850
P&I Payment$1,245
Taxes & Ins$235
Utilities$371
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Mortgage Details

$234,832
Local Median: $234,832
$46,966 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,850

Monthly Breakdown

Principal & Interest
$1,245
Property Taxes
$123
Homeowners Ins.
$112
Utilities
$371

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$260,319

Local Housing Facts for Loma

  • ·Median home value: $234,832 (adjusted for current market conditions)
  • ·Est. property taxes: $1,475/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,341/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,448/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Loma?

Based on the local median home value, estimated real estate property taxes in Loma are around $1,475 per year.

What is the average home price in Loma?

The median home value in Loma is currently estimated at $234,832.

How much does homeowners insurance cost in Loma?

For a median priced home, homeowners insurance in Loma averages around $1,341 annually.

What is the true total cost of owning a home in Loma?

True homeownership costs go beyond principal and interest. In Loma, a typical homeowner with a median-priced home of $234,832 can expect to pay roughly $1,475/yr in property taxes, $1,341/yr for homeowners insurance, and $4,448/yr in energy utilities. That adds approximately $605 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.