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Learn about the people, housing, costs and businesses in Los Altos, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Los Altos.
True all-in cost — P&I, taxes, insurance & utilities for homes in Los Altos.
Find and compare lenders active near Los Altos.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Los Altos.
Seismic risk and earthquake insurance estimates for Los Altos.
Wildfire exposure and insurance estimates for Los Altos.
As of today, the 30-year fixed mortgage rate for Los Altos is approximately 6.992% (7.024% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Los AltosThe median home value in Los Altos is $2.0M. The median monthly rent is $3,391. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Los Altos have increased 10.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,803/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $163k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Los Altos is $233k/year.
Calculate your buying powerThe largest employment sectors in Los Altos are public administration (26%) and healthcare (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.