Safe Rate Local

Cost of Living in Love County

Is it better to rent or buy in Love County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to Love County Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$65,358
$932/mo

Median in area: $932

$175,788

Median in area: $175,788

$35,158

If you Rent

🔑
$1,109 /mo
Base Rent$932
Est. Utilities$177
% of Income20.4%
Pre-tax Residual$4,338

If you Buy

🏠
$1,328 /mo
P&I (7.16%)$951
Taxes & Ins$200
Est. Utilities$177
% of Income24.4%
Pre-tax Residual$4,119

Compare Nearby Areas

See how Love County stacks up against neighboring areas.

countyMontague County, TX
$990/mo
countyMarshall County, OK
$855/mo
countyJefferson County, OK
$607/mo
countyCarter County, OK
$1,006/mo
countyCooke County, TX
$1,091/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Love County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Love County. The estimated all-in monthly cost for renting is $1,109, while owning a median-priced home with a 20% down payment is roughly $1,328 per month (a difference of $219).

How much do utilities cost in Love County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Love County is approximately $177. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Love County?›

To comfortably afford the median rent and utilities in Love County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $44,360 per year.