Local
Learn about the people, housing, costs and businesses in Orinda, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Orinda.
True all-in cost — P&I, taxes, insurance & utilities for homes in Orinda.
Find and compare lenders active near Orinda.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Orinda.
Seismic risk and earthquake insurance estimates for Orinda.
Wildfire exposure and insurance estimates for Orinda.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Orinda is approximately 6.993% (7.025% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OrindaThe median home value in Orinda is $1.8M. The median monthly rent is $2,745. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Orinda have decreased 2.9% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,912/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $168k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Orinda is $237k/year.
Calculate your buying powerThe largest employment sectors in Orinda are healthcare (31%) and arts, food, and hospitality (27%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.